The 30-day picture
USD/GHS gained 3.2% over the past 30 days — a meaningful monthly trend and the largest move among 9 monitored corridors in the trailing 30-day period. On a USD 500 transfer, recipients currently receive approximately GHS 187 more than the prior period. USD/NGN recorded the second-largest move at +3.0%.
| Corridor | 30-Day Change | 30-Day High | 30-Day Low | Average Rate | Volatility (CV) |
|---|---|---|---|---|---|
| USD/NGN | +2.99% | 1,365.45 | 1,324.19 | 1,351.34 | 0.79% |
| GBP/NGN | +2.43% | 1,842.68 | 1,790.55 | 1,832.64 | 0.70% |
| EUR/NGN | +2.19% | 1,577.63 | 1,538.57 | 1,567.60 | 0.66% |
| USD/KES | -0.01% | 129.61 | 129.16 | 129.40 | 0.07% |
| GBP/KES | -0.55% | 176.61 | 174.01 | 175.68 | 0.38% |
| USD/GHS | +3.20% | 11.77 | 10.82 | 11.30 | 2.60% |
| EUR/XOF | +0.00% | 656.15 | 655.77 | 655.97 | 0.02% |
| USD/ZAR | +1.04% | 16.25 | 15.94 | 16.11 | 0.56% |
| USD/EGP | -1.38% | 50.95 | 49.74 | 50.18 | 0.66% |
Volatility and dispersion
USD/GHS recorded the widest range over the past 30 days with a 2.60% coefficient of variation — the most variable corridor in this period. On USD/GHS, the typical day-to-day rate swing is larger than on other routes, making provider comparison more impactful here than elsewhere.
How to read the move
A 30-day move of 3.2% on USD/GHS is a sustained structural shift — not intraday or weekly noise. If this direction continues over the next 30 days, it will have a compounding effect on transfer value for regular senders.
EUR/XOF had the lowest measured volatility in this 30-day dataset at 0.02% CV. Market averages are useful context, but provider value should be judged from the current recipient payout, fees and effective rate for the same send amount.
📊 Generation summary — 9 corridors | ~28115 rate records | reporting period: 30 days | data: 30-day historical rates | metrics: change, high, low, average, coefficient of variation