Who's Leading USD to NGN Today?
Send App currently delivers the highest normalized payout for this corridor. On a USD 500 transfer, the leading payout is approximately NGN 695,467, about NGN 22,168 more than the lowest-ranked eligible provider. 12 eligible providers were compared. Data checked about 0 minutes ago.
Compare all 12 eligible USD to NGN providers
USD to NGN Provider Ranking
Send App and NALA are running almost neck-and-neck, within 0.5% of each other. At the other end, Xoom (PayPal), Instarem trail by 3.2%–3.3% — a gap that adds up quickly on regular transfers.
| # | Provider | Effective Rate (per 1 USD) | Recipient Gets (USD 500) | Gap vs Leader |
|---|---|---|---|---|
| 1 | Send App | 1,390.9332 | 695,467 | — |
| 2 | NALA | 1,386.0426 | 693,021 | -0.35% |
| 3 | Lemfi | 1,383 | 691,500 | -0.57% |
| 4 | CadRemit | 1,381 | 690,500 | -0.72% |
| 5 | PayAngel | 1,380 | 690,000 | -0.79% |
| 6 | Boss Money | 1,378.55 | 689,275 | -0.90% |
| 7 | ShareMoney | 1,378.26 | 689,130 | -0.92% |
| 8 | Taptap Send | 1,375 | 687,500 | -1.16% |
| 9 | Remitly | 1,373.13 | 686,565 | -1.30% |
| 10 | Wise | 1,365.7605 | 682,880 | -1.84% |
| 11 | Xoom (PayPal) | 1,347.2337 | 673,617 | -3.24% |
| 12 | Instarem | 1,346.5971 | 673,299 | -3.29% |
Should you compare providers now? Yes. A 3.3% gap between the best and worst provider on USD/NGN is material. Differences this size are large enough to meaningfully affect the amount received on any regular transfer. On a USD 500 transfer, the difference is approximately NGN 22,168. On a USD 1,000 transfer, it is approximately NGN 44,336.
How this ranking works
Methodology: rankings compare normalized recipient payout for the same USD 500 send amount. Only active providers with finite positive quotes are eligible. Quotes must be from the past two hours, and any quote more than 60 minutes older than the newest quote for that corridor is excluded. Pricing can change, so confirm the live payout before transferring.
Data quality — 12 eligible providers ranked on USD/NGN | normalized send amount: USD 500 | newest quote age: about 0 minutes | ranking window: up to 2 hours