Who's Leading USD to GHS Today?
NALA currently delivers the highest normalized payout for this corridor. On a USD 500 transfer, the leading payout is approximately GHS 5,625, about GHS 523 more than the lowest-ranked eligible provider. 10 eligible providers were compared. Data checked about 1 minute ago.
Compare all 10 eligible USD to GHS providers
USD to GHS Provider Ranking
NALA, Boss Money, Taptap Send, Lemfi and PayAngel are all within 0.5% of each other at the top — the competition is tight and even small timing differences between transfers can shift the ranking. At the other end, Wise, Remitly, Western Union trail by 3.1%–10.3% — a gap that adds up quickly on regular transfers. Corridors with the widest spreads today — USD/GHS and GBP/ZAR — offer the most to gain from comparison.
| # | Provider | Effective Rate (per 1 USD) | Recipient Gets (USD 500) | Gap vs Leader |
|---|---|---|---|---|
| 1 | NALA | 11.25 | 5,625 | — |
| 2 | Boss Money | 11.25 | 5,625 | -0.00% |
| 3 | Taptap Send | 11.25 | 5,625 | -0.00% |
| 4 | Lemfi | 11.25 | 5,625 | -0.00% |
| 5 | PayAngel | 11.22 | 5,610 | -0.27% |
| 6 | Instarem | 11.1532 | 5,577 | -0.87% |
| 7 | ShareMoney | 11.1 | 5,550 | -1.35% |
| 8 | Wise | 10.9107 | 5,455 | -3.11% |
| 9 | Remitly | 10.8788 | 5,439 | -3.41% |
| 10 | Western Union | 10.204 | 5,102 | -10.25% |
Should you compare providers now? Yes. A 10.3% gap between the best and worst provider on USD/GHS is substantial. Differences this large are equivalent to a hidden fee of more than 5% on the transaction. On a USD 500 transfer, the difference is approximately GHS 523. On a USD 1,000 transfer, it is approximately GHS 1,046.
How Does Competition Compare Across Other Corridors?
| Corridor | Leader Today | Rate (per 1 source) | Providers | Best-to-Worst Spread |
|---|---|---|---|---|
| USD/GHS | NALA | 11.25 | 10 | 10.3% |
| GBP/ZAR | NALA | 21.9637 | 7 | 9.8% |
| USD/ETB | ShareMoney | 162.69 | 5 | 9.3% |
| EUR/XOF | Velo Remit | 658 | 6 | 7.1% |
| USD/PEN | Instarem | 3.3406 | 4 | 6.1% |
| USD/DOP | Instarem | 58.5221 | 4 | 5.7% |
| USD/GTQ | Instarem | 7.6116 | 4 | 5.5% |
| USD/EGP | Lemfi | 50.09 | 5 | 5.5% |
How this ranking works
Methodology: rankings compare normalized recipient payout for the same USD 500 send amount. Only active providers with finite positive quotes are eligible. Quotes must be from the past two hours, and any quote more than 60 minutes older than the newest quote for that corridor is excluded. Pricing can change, so confirm the live payout before transferring.
Data quality — 10 eligible providers ranked on USD/GHS | normalized send amount: USD 500 | newest quote age: about 1 minute | ranking window: up to 2 hours