Remitly and TapTap Send are widely used for sending money to African countries, but they can differ significantly in pricing, transfer speed and delivery options. The best choice depends on the exact corridor, amount and current exchange rate. AfriConvert helps you compare the expected recipient payout instead of choosing on advertised fees alone.
Compare the same send amount across the factors that actually affect recipient value. AfriConvert does not assume either provider is permanently cheaper.
| Provider | Effective rate | Estimated payout on USD 500 | Fee | Delivery |
|---|---|---|---|---|
| Remitly | 1,344.86 NGN | 672,430 NGN | 0 USD | Within minutes |
| TapTap Send | 1,355 NGN | 677,500 NGN | 0 USD | Instant |
| Provider | Effective rate | Estimated payout on GBP 500 | Fee | Delivery |
|---|---|---|---|---|
| Remitly | 1,798.57 NGN | 899,285 NGN | 0 GBP | Within minutes |
| TapTap Send | 1,780 NGN | 890,000 NGN | 0 GBP | Instant |
| Provider | Effective rate | Estimated payout on USD 500 | Fee | Delivery |
|---|---|---|---|---|
| Remitly | 11.3332 GHS | 5,666.6 GHS | 0 USD | Within minutes |
| TapTap Send | 11.72 GHS | 5,860 GHS | 0 USD | Instant |
Compare the final local-currency payout after both exchange-rate margin and any transfer fee. A zero-fee transfer is not automatically cheaper if the exchange rate is less competitive, while a provider with a visible fee can still deliver more to the recipient.
For USD to NGN and GBP to NGN transfers, compare how many naira the recipient is expected to receive for the same sending amount. Provider rates and promotions can change, so the better-value option can shift over time.
Remitly and TapTap Send may offer different delivery speeds and payout methods depending on the corridor. Consider bank deposit, wallet or other available delivery methods alongside the total payout.
There is no permanent winner. Compare the current payout, transfer speed, delivery method and provider availability for your specific corridor and amount before sending.